A Measured Communication-Quality Frontier for Federated LoRA Fine-Tuning with Adaptive Phase-Switching

arXiv:2609.13512v2 Announce Type: replace-cross Abstract: Federated fine-tuning of large language models with low-rank adaptation (LoRA) reduces the number of trainable parameters, but communication remains the dominant cost, and protocols are usually compared by parameter-count ratios rather than by measured bytes. This paper measures per-round upload and download bytes for five federated LoRA protocols, three of them from prior work, and places them on a single communication-quality frontier scored by held-out instruction-following loss. The frontier has a knee. ReverseAdaptive, which learns both LoRA factors before freezing one once the relative improvement in training loss falls below a dimensionless threshold, sits at that knee: it cuts measured round-trip communication by 40.5% relative to FLoRA at a held-out loss cost of 0.0063, and beats FFA-LoRA, which freezes that factor at initialization, by 0.0182 in held-out loss, more than twenty times the largest per-method seed standard deviation. The same threshold carries to LLaMA-3.2-3B without retuning, where it saves 30.0%.